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Date Archives: October 2019

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Blue Diamond NV | 3 Posts
Buy a House | 34 Posts
Giving Back | 2 Posts
Henderson NV | 5 Posts
Holiday Events | 2 Posts
Homeownership | 13 Posts
Las Vegas NV | 55 Posts
Mortgage | 1 Posts

Las Vegas Breweries

Fall is one of the most popular seasons in Las Vegas. The cooler weather provides the perfect opportunity to leave the house and enjoy the sights and sounds of the city. If the summer sun has left you parched, our real estate agents recommend these fabulous breweries where you can get some of the finest fall brews in Nevada.  

  • Banger Brewing  - 450 Fremont St, Suite 135, Las Vegas, NV 89101
    Banger Brewing does a bang-up job of brewing beers throughout the year. Even so, the fall is when their brews hit their stride. Their brewmasters have mastered the art of putting together the best flights in town. Come thirsty because you are going to want to try them all before the night is done.       

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Las Vegas Halloween Activities

Are you ready to celebrate the spookiest holiday of the year as only the Las Vegas area knows how? Halloween is always one of the most fun holidays of the year around Las Vegas. Whether you're looking to trick or treat at the best bars on Fremont Street or explore the area's most harrowing haunted houses, there's a ton to do. Our real estate agents are ready for the spooky season, and we've got the details on four great attractions for Halloween near Las Vegas this year.

  • Fremont Street Halloween Bar Crawl – 425 Fremont St., Las Vegas, NV 89109
    Las Vegas homes for sale
    make it easy to enjoy every Halloween attraction on our list, including the annual Fremont Street Halloween Bar Crawl. Grab your wristband when the fun starts at noon, then get busy exploring all that Fremont Street's bars have to offer for Halloween. This self-guided tour includes more than a dozen local bars, with fantastic food, epic drinks, and tons of great specials. It's an afternoon event, so you'll have plenty of time to enjoy even more Halloween fun during the evening.

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Closing Costs for New Home Buyers

When exploring Las Vegas homes for sale, there are many things to consider. Your dream home will be in the perfect location, have all of the amenities, and fit your budget. While you're deciding how much you can afford for your home, it's important not to forget about closing costs. 

Our real estate agents recommend that prospective buyers save up 2 to 5 percent of the home's price to cover closing costs. This can include a wide variety of expenses, including (but not limited to) the following.  

  • Mortgage Application Fee - Your mortgage application fee is what the bank charges for processing your application. It's typically between $200 and $400. You may need to pay this ahead of time or at closing.

  • Appraisal Fee - An appraisal is required to ensure the property value is enough to secure the total amount of the loan. The cost is usually between $100 and $400.

  • Inspection Fee - Before you can purchase a home using financing, a professional must check the house for damage or other problems. A home inspection typically costs between $100 and $400.

  • Title Search and Title Insurance - This is a service performed by a title company to ensure no other parties have a legal claim to the property. The search is usually between $150 and $200, while title insurance typically costs about 1 percent of the property's price.

  • Recording Fees - Recording fees are what the local government charges to record your purchase transaction. They usually run between $40 and $60.

  • Transfer Tax - When you purchase a new (to you) property, you'll owe transfer taxes. The cost will vary depending on where the home is located. 

  • Legal Fees - You aren't required to hire a lawyer, but doing so can help ensure your interests are represented in the transaction. This can cost anywhere from $300 to $600, depending on the attorney.

  • Homeowner's Insurance - Most lenders require you pay the first year of your homeowner's insurance premium upfront. Sometimes you'll pay your insurance company directly while at other times you'll pay this cost at closing.

  • Private Mortgage Insurance (PMI) - If you make a downpayment of less than 20 percent of the home's value, you'll most likely have to carry private mortgage insurance. The cost will vary depending on the home's value, your credit, and how much you put down. On average, it runs about 2.5 percent of the mortgage balance.

  • Prepaid Interest - The lender may require you to pre-pay a partial month's interest if you close on a date other than the first of the month.

  • Points - Points are an optional expense that allows you to reduce your mortgage interest rate. 

  • Paying Your Closing Costs - Within three days of submitting your loan application, your lender will provide you with a "good faith estimate." This document outlines all of the closing costs. 

There are several ways buyers can choose to pay their closing costs. This includes paying cash, rolling the costs into the mortgage loan, and taking out a separate loan. It's also possible to negotiate having the seller or the lender cover some of the closing costs. 

Are you ready to find your dream home in the Las Vegas area? Contact us today to get started. 


Improving Home Interior

Remodeling the interior of your home is one of the best ways to make a house feel like home, and the right improvements may even add value to the home. Whether you're dreaming of the future while shopping for Las Vegas homes for sale or considering how to customize your current home, there are many great options to consider for your next home makeover. Our real estate agents are here to help with makeover tips for boosting the interior of your home.

  • Break Out the Fresh Paint
    Painting a room is one of the most common suggestions for giving your home a fresh look, and for a good reason! Not many updates can change the look of a room more quickly than a fresh coat of paint, and with the right prep work, painting is an easy DIY task. Consider which colors would create the atmosphere you desire for the room.

  • New Lighting to Brighten a Room
    Adding new lighting is another reliable tip for creating a fresh look on a budget. Antique lighting adds atmosphere before it's even switched on, and you can get unique looks from modern lighting, too. Additional light sources can brighten the atmosphere in a room and highlight what makes each room special.

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