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Closing Costs - Wardley Real Estate

First-time home buyers are often surprised to find that they are on the hook for more than just their down payment when purchasing Las Vegas homes for sale. For these buyers, closing costs can come as an unwelcome last-minute surprise, and in some cases, coming up with the funds to pay them on short notice can be difficult. So how to avoid such a situation? Here's what you need to know to be clued in on closing costs, courtesy of our real estate agents.

What are closing costs?

Closing costs are fees associated with the home buying process. These fees are collected at closing, which is when buyers sit down to formally take possession of their new property, with title to the property legally transferred from seller to buyer. Getting to the closing table is a process that involves a number of services along the way, and fees paid at closing are distributed to those who provide those services.

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Buying a House Closing Day
It's almost closing day, and you've reached the top of the mountain, so now all that's left is planting your flag, grabbing your keys, and moving into your new home. Well almost.  Your closing day doesn't have to be stressful when you prepare ahead of time.

Our real estate agents love helping clients cross the home-buying finish line.  We've got six tips to help you prepare for closing day.

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Home Buying Budget
Working out your home-buying budget before you begin shopping for your new home is essential. After all, nobody wants to waste time touring homes for sale in Las Vegas only to discover they cannot afford to buy their dream home. So what goes into working out an accurate home-buying budget? Budgeting for the down payment is the big-ticket expense home buyers tend to think of first, but there are other out-of-pocket expenses you're likely to face during the home-buying process. Our REALTORS® have created this list of some of the additional fees you should include in your home-buying budget:

  1. Inspection Fees
    When you find the house that you want to be your new home, you will need to schedule at least one professional inspection to ensure that you have a reliable assessment of its condition. This is done after you have made an offer on a home and that offer has been accepted by the seller and is an essential step in protecting your interests. It is also often required by lenders to protect their interests. A general inspection of the home is the first step. If potential problems are found, other inspections may be necessary, such as a once-over from a termite specialist, for instance, or a perhaps sewer inspection. Depending upon your particular circumstances, you may spend anywhere from a few hundred to a thousand dollars or more on inspections.

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Closing Costs for Sellers
We all know how expensive buying a house can be, but it's easy to forget that sellers also have to pay their share of closing costs. In some cases, these fees can really add up, so if you're planning to list your Las Vegas home for sale, don't forget to factor in these closing costs for sellers:

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